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Yes, you should get travel insurance

We would guess that many of us – perhaps even most of us – will skip buying travel insurance when we go. You look at the offers, weigh the plusses and minuses and then either hope for the best, or trust that, perhaps, our credit cards will have the necessary coverage in case of something unfortunate. In many cases, your credit card coverage may be good enough. But, travel insurance is a rather complex thing, with fine print that we really need to scour before we take the decision.

If you’ve been a reader of our site, you’ll know that we feature World Nomads insurance. Why? Let them tell their own story here: We’ve seen some pretty hairy accidents and illnesses, from aneurysms to scooter accidents, and at least one shark bite! When the unexpected happens, our 24/7 emergency medical assistance teams will support you and your family, so you can focus on getting better.

If you’re injured in an accident or suddenly get sick while traveling, and you’ve bought a policy for the activities you’re doing, you can be covered for emergency medical treatment including:

  • Hospitalization.
  • Out-patient treatment for medical emergencies, prescribed medicines, X-rays, and laboratory tests
  • Being brought home if medically necessary

They also have 24 hour multi-lingual assistance teams who can guide you to the nearest hospital, set up direct payments to the medical facility where available, and help you navigate local customs. Coverage may depend on your past medical history, what’s happened to you and any other conditions, limits or exclusions of cover as described in your policy.

Want to know more? Click here to get up to speed on their comprehensive services.

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